{"fileID":722169,"siteID":1,"title":"两家消金机构去年业绩曝光，净利润一升一降","linkTitle":"","catalogs":"","subTitle":"","isExclusive":1,"articleWordCount":640,"leadTitle":"","source":"国际金融报","sourceID":0,"editor":"姚惠","modifyTime":"2025-05-02 13:53:41","note":"","author":"余继超","authorID":0,"liability":"黄锋","abstract":"","publishTime":"2025-05-02 11:42:16","articleType":0,"keywords":"","countRatio":1,"countClick":177,"countDiscuss":0,"countPraise":3,"countShare":1,"countShareClick":0,"pic3":"","pic2":"","pic1":"","bigPic":0,"tag":"","shortTitle":"","content":"<p style=\"text-indent: 2em; text-align: justify;\"><span style=\"text-indent: 2em;\">近日，又有两家消费金融机构的2024年度业绩出炉。据披露，盛银消费金融2024年实现营业收入2.93亿元，同比增长20.23%；净利润0.86亿元，同比增长4.88%。锦程消费金融2024年营业收入10.80亿元，同比微增1.31%；净利润2.07亿元，同比减少21.07%，降幅超过两成。</span></p><p style=\"text-indent: 2em; text-align: justify;\"><span style=\"text-indent: 2em;\">数据显示，截至2024年末，盛银消费金融资产总额79.02亿元，同比增幅为19.97%；贷款余额72.87亿元，同比增长25.8%。不良贷款率1.31%，保持在同业较低水平。</span></p><p style=\"text-indent: 2em; text-align: justify;\">盛银消费金融相关负责人对记者表示：“2024年，公司面向转型发展，以‘平台生态+自营生态’双轮驱动，聚焦核心风控能力提升，着力调整业务结构，创新产品模式，深化科技赋能，以资产质量控制与合规安全为根基保障，认真履行社会责任，各项工作持续走深走实。”</p><p style=\"text-indent: 2em; text-align: justify;\">另外，依据成都银行发布的2024年度报告，截至2024年末，锦程消费金融总资产规模达159.16亿元，净资产为19.35亿元。</p><p style=\"text-indent: 2em; text-align: justify;\">公开资料显示，锦程消费金融成立于2010年，由成都银行与马来西亚丰隆银行联合发起设立，注册资本4.2亿元。截至2024年末，成都银行持股比例为38.86%，为其主要股东之一。锦程消费金融通过增资扩股的方式引入多位战略股东，丰隆银行的持股比例逐渐被稀释，持股比例由最初的49%降至2%。</p><p style=\"text-indent: 2em; text-align: justify;\">盛银消费金融是东北地区首家、辽宁唯一经原银监会批准设立的持有消费金融牌照的全国性金融机构，由盛京银行作为主出资人发起设立，成立于2016年2月，注册资金3亿元。</p>","extField":{"att":[],"isShareIcon":0,"images":0,"reviewUserIds":"","firstSendAuditUser":"余继超","sendAuditUserId":3,"sendAuditUser":"卫容之","videos":0,"catalogName":"","copyInfo":["选用自：稿件编审-总值班库[89]"],"shareIcon":"","sendAuditTime":"2025-05-01 20:54:11","audits":[],"postAuditUserId":7,"articleExt":[]},"isHide":0,"columnID":36,"columnName":"银行保险","columnStyle":0,"discussClosed":0,"countClickInit":0,"fullColumn":"银行保险","articleUrl":"","specialId":0,"linkID":0,"articleExt":[],"ipCity":"","activityStatus":0,"att":[],"shareIcon":"","images":[],"videos":[],"videoExif":{},"htmlAbstract":"","relArticle":[],"auditUsers":["姚惠","卫容之"],"countCollect":0}